I thought I had to share considering the housing numbers being miserable. I live in West Texas, small town…getting shafted by local taxes on the increase and no sense of reality city council who keeps waving the flag “We are not in a recession”. Wells Fargo is the loan processor for my FHA mortgage, I was behind on the mortgage from July and August. I paid it by phone Friday [...]
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I’ve been in the business for 12 years & in the last 12 months, the long arm of the government, in the guise of “protecting” the consumer, has resulted in increased costs in getting a mortgage, to the borrower. That is troubling enough, but even more so is the development of such restrictive underwriting guidelines on conventional mortgages that individuals with low loan-to-value, high credit scores, great job histories & [...] |
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