With the New Year already upon us, now is the time to make some changes in your personal finances. You may very well face a tax increase in the near future, and with a continuously slumping economy, you can never be too careful. In order to protect yourself in the face of financial uncertainty, here are five tasks to complete in 2013:
1. Reduce Credit Card Debt
The average American carries [...]
A former Marine and father of two decided to help ease his daughter’s fears after the tragic school shooting in Connecticut late last week by standing guard outside her west Nashville school.
Jordan Pritchard served eight years in the Marine Corps and was honorably discharged last May.
Over the weekend, Pritchard said his daughter told him she was scared to return to school following the Connecticut tragedy. Â
“As a dad, I can’t [...]
I wonder if these workers get a premium wage too?
“BISMARCK, N.D. -
Home improvement retailer Menard Inc. plans to hire 50 workers
from its headquarters city in Wisconsin and fly them weekly
to staff its store in Minot, N.D.
Menard said jetting in employees for weeklong stints and housing them in hotels
is likely to be a permanent solution for that store’s staffing shortage.”
26K/year to start and nice benefits for stocking shelves.
“Menard has offered a [...]
Simple people really are happier.
Get a smaller house, or apartment if you’re stressing about your monthly payment. Peace of mind is priceless.
Spend more time with family. Say “I love you”. They won’t be there forever.
Stop caring about mainstream media, including the news, TV, etc. It’s all a lie to keep you from the truth.
Spend more time outside, and in nature. Take a walk through the park. Enjoy a sunset. Go [...]
More than a quarter of Brits have a weapon in their home to use on intruders, a study by Swinton has revealed. Researchers found that nearly one in ten adults doesn’t feel safe in their own home and 27% of householders keep a weapon ‘just in case’.
More than a third of those people keep something close at hand to protect themselves from any unwanted visitors, with the most popular places [...]
From Dividend Growth Stocks:
Insurance helps you manage risk and provides you and your loved ones peace of mind. It is great when an insurance company can offer the same benefits to its shareholders. One insurance company in Ohio has provided its shareholders with a growing dividend for 52 years, and it just raised its dividend again.
On August 17th, Cincinnati Financial Corporation (CINF) increased its quarterly dividend 1.2% to $0.4075 per [...]
Women could remain fertile indefinitely after successful ovarian transplants lead to births and delay the menopause, doctors have told a conference.
A technique to remove pieces of ovary, store it for decades and then replace it with delicate surgery could effectively put a woman’s menopause ‘on ice’, doctors said.
The only thing preventing them from having babies into their old age would be their physical ability to carry a pregnancy, they said.
Two U.S. senators and a representative worry that billions of tax dollars could be going to Cuba and other foreign countries via criminal schemes designed to defraud Medicare and Medicaid.
The schemes often involve the use of “nominees,” individuals who are paid to be fronts for the actual owners of corporate entities being used in the fraudulent operation. By concealing the identities of true owners, the approach invites its use to [...]
By Howard Gold
NEW YORK (MarketWatch) — You’ve heard it so often you can probably repeat it in your sleep: Equities are the best protection against inflation.
Financial planners say it. Money managers say it. Pundits and gurus say it. Without a nice chunk of equities in our portfolio, we are told, inflation will ravage our net worth and we may not have anything left for our very old [...]
From Charles Hugh Smith:
You can fool Mother Nature for awhile, but not over the long term. That’s the theme of the week. Every day, I will take a look at a segment of American life that is currently based on the supposition that we can dodge reality essentially forever.
Correspondent Chad D. recently summarized the profound lack of authenticity in the American experience:
Have you noticed that Americans often don’t experience REAL [...]
by Charles Hugh Smith from Of Two Minds
You Can’t Fool Mother Nature For Long: Financial Markets
Constant State and Central Bank intervention and manipulation is not the foundation of a free, transparent market–it is perception management in service of Elite control and looting.
You can fool Mother Nature for awhile, but not over the long-term. That’s the theme of the week. Every day I will take a look at a segment of American life [...]
One of my resolutions for 2012 is to spend some time finding new ways to introduce gold-resistant paperbugs to the powerful arguments for buying and holding physical gold right now. But I never want anyone to invest in anything based merely on a recommendation. I want them to understand the reasons for the purchase themselves. Peace of mind can only come from within, and that’s what understanding can provide.
This is [...]
From Mark Ford in The Palm Beach Letter:
In marriage, there are three numbers you must know by heart: your spouse’s birthday (October 18), your anniversary (April 19), and how many minutes you can be late before you are in trouble (twelve).
To run a business, there are also three vital numbers you must know: net cash flow, the cost of acquiring a new customer, and that customer’s lifetime value.
It is no different [...]
Pennsylvanians on public assistance now have a new ‘civil right’ — free cell phones. Meanwhile, the rest of us get to pay higher cell bills as a result.
Recently, a federal government program called the Universal Service Fund came to the Keystone State and some residents are thrilled because it means they can enjoy 250 minutes a month and a handset for free, just because they don’t have the [...]
Just the Facts:
* Toyota on Monday said it has started measuring the radiation levels of its vehicles bound for export in order to “provide customer peace of mind” in the wake of the Fukushima Daiichi nuclear reactor disaster.
* The Japan Automobile Manufacturers Association on Monday said it has “initiated its own procedures to test the radiation levels of vehicles produced in Japan.”
There is difficulty getting accurate, dependable information regarding the nuclear disaster that has been unfolding in Japan. I received the following information (thirdhand) which was purportedly written by a nuclear physicist , which I found helpful and am therefore posting it here (without permission)….after reading the post, my “take” on the situation is that we should be questioning the integrity of the 3rd containment systems [...]
by Charles Hugh Smith from Of Two Minds
What If “What Everyone Knows To Be True” Is Wrong?
When the consensus is confidently weighted on one side of a trade or view, reality has a nasty habit of introducing blowback and/or unintended consequences.
In a followup to yesterday’s entry A Contrarian Take on the Dollar’s Demise, here are some other contrarian views culled from readers and recent news items. [...]