by AC
Back before the 2008 crash all my credit card companies started to lower my limits kn some cases down to a few hundred less then i was carrying. Last month Discover lowered my limit from 19k down to 10k. Citi this month lowered my limit from 10k down to 6k…im carrying 5700 on that card as its the only kne I normally use due to the low rate. They now whats coming and dont want you living off that credit when they know you wont be able to pay it back…having 13k cut from your available credit lowers your score massively due to chanhing your utilization %.