by Dismal-Jellyfish
Source (pdf)
Smoothbrain take;
Housing loans are treated as securities/assets. There are rules about how that works.
They’re moving risky shit(calls/puts, loans/intrest) from ‘you just need a deposit’ to yall better have fucking cash.
They’re also revising the every day check of “yo shit good? you got enough cash?” (likely increasing required amount) and adding a fee if you aren’t.
Again smoothbrain.